Top Ten Metrics and Ratios for Small Business Owners to Track

  1. Net Profit Margin = Net Profit ÷ Revenue

    • Measures how much profit you retain from each dollar of revenue.

  2. Cash Flow Margin Ratio / Profitability Ratio = Operating Cash Flow ÷ Net Sales

    • Measures how efficiently you are generating cash from operations.

  3. Gross Profit Margin = (Revenue - COGS) ÷ Revenue

    • Reveals how efficiently you deliver your product/service.

  4. Customer Acquisition Cost (CAC) = Sales & Marketing Costs ÷ New Customers Acquired

    • Helps measure marketing/sales ROI.

  5. Customer Lifetime Value (CLTV or LTV) = Average Purchase Value × Purchase Frequency × Customer Lifespan

    • Measures how much value each customer brings over time.

  6. Accounts Receivable Turnover = Net Credit Sales ÷ Avg. Accounts Receivable

    • Measures how quickly you're collecting on invoices.

  7. Burn Rate = Monthly Operating Expenses - Monthly Revenue (only if expenses > revenue)

    • Shows how fast you're using cash reserves.

  8. Inventory Turnover = COGS ÷ Average Inventory

    • Tells you how efficiently you're managing inventory.

  9. Debt to Equity Ratio = Total Liabilities ÷ Equity

    • Shows how leveraged the business is compared to how much equity there is.

  10. Operating Expense Ratio = Operating Expenses ÷ Revenue

    • Measures what percentage of revenue goes to overhead.

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Gross Profit vs. Net Profit — Know the difference and why it matters!

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